1. How do I apply?

2. What if my application is declined?

3. I have a bad credit rating, is this a problem?

4. Do I need to open a new bank account for my merchant account?

5. Do I receive any training on my software or terminal?

6. Is there a technical support phone number that I can call if I need help?

7. What is the Discount Rate?

8. Other companies take up to 45 days for charges to appear as cash in my account. When can I expect the money from my sales to appear as cash in my bank account?

9. What is Real-Time transaction credit card processing?

1. How do I apply? top
Just click here and fill out the one page application form. A new account is usually opened on the same day that a completed application is submitted.

2. What if my application is declined? top
Very, very few applicants are declined. But even if you are turned down, you still get the Checks by Web, Phone and Fax Software setup ABSOLUTELY FREE, just for applying.

3. I have a bad credit rating, is this a problem? top
No. There are no hassles and no strict credit requirements.

4. Do I need to open a new bank account for my merchant account? top
No. All of the funds you collect from credit card transactions are deposited directly into the bank account of your choice. You can even have the funds deposited directly into your personal checking account if you wish.

5. Do I receive any training on my software or terminal? top
It does not take much training to learn, and you will be fully trained on all equipment at NO charge.

6. Is there a technical support phone number that I can call if I need help? top
You will be provided with an (800) number to handle any problems or questions.

7. What is the Discount Rate? top
Every bank charges a discount rate to merchants. The discount rate is the percentage of each transaction that the processing company charges to handle the transaction for you. Our discount rates are exceptionally low. High risk businesses may have to pay slightly more.

8. Other companies take up to 45 days for charges to appear as cash in my account. When can I expect the money from my sales to appear as cash in my bank account? top
The money will appear in your bank account within 48-72 hours.

9. What is Real-Time transaction credit card processing? top
Real-Time transactions allow your customers to submit their credit card information over the World Wide Web, and the charge is automatically approved within seconds. No person needs to be present for the transaction, so you can be making credit card charges literally while you sleep. The funds will appear in your bank account within 48-72 hours of the transaction.